Life Insurance Quotes

Run You Own Quotes, Quickly and Easily

Click here or on the Green "Life Insurance Button" and you can quickly run your own life insurance quotes. We do not require you to put in any of your contact information.

When you are ready, we are available to answer questions and help you make it happen.

Do I Have to Complete an Insurance Exam and Lab Work?

Many carriers now offer the possibility being approved without an exam or lab work but the rules vary by carrier and depend on your age, face amount and medical history. Once you apply, you may sail right through without further invasive underwriting or you may be asked to have an exam or lab work completed before an underwriting decision can be made. When required by underwriting, insurance exams and lab work are done at no cost to you.

Understanding Rate Classes

Trying to figure out if you are "Preferred Plus", "Preferred", "Standard" or even rated can be challenging. By using the health analyzer on the quote page, you can get a pretty good idea of where you should end up after the underwriting process is complete. If in doubt, we can help you with a short phone call and email you personalized quotes.

Non Smoker vs Smoker

Do you use nicotine? Click here to understand "smoker vs non smoker rules. You could possibly save thousands of dollars over the life of your policy!

Prefer Us to Do the Shopping for You?

Our quote tool is here so that you have a 24/7 resource at your finger tips to do your shopping and comparing of products and prices. But we are available to you as well.

It only takes a brief phone call for you to get personalized rate comparisons or recommendations regarding which carrier's underwriting or product may be best for you.