Health Care Insurance Products

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• Comprehensive Long Term Care Insurance does not mean you have to go to a nursing home to use it. Coverage can be affordable and provide benefits at home or as your needs change in a facility environment.  Please don't assume it costs to much or you can't qualify. It may be less expensive and easier than you think to add this important coverage for yourself or a family member.

• Short Term Nursing Home is an affordable, easy to qualify for coverage providing payments for up to a year for licensed care provider while receiving care in a Facility.

• Short Term Home Health Care Insurance policies are by far the easiest to qualify for and are very affordable.  Coverage provides payments for up to a 360 to 365 days of total care received in the insured's home from a licensed care provider and these types of policies include a no waiting period prescription drug benefit.

• Cancer, Heart Attacks and Strokes are the "big 3" that many will face a financial burden of recovery from and this type of coverage is very affordable it is very easy to get issued.  Benefits are paid lump sum, directly to you.

• With the high cost of health insurance and many opting for high deductibles a Hospital Indemnity policy may be a good financial option.

For health products there is not a "simple" rate comparison tool.  But it only takes a brief phone call or email exchange to provide you with personalized quotes or recommendations.